:root{--calc-green:#1f5b45;--calc-green-dark:#183c34;--calc-cream:#fbf8f1;--calc-cream-dark:#eadfcb;--calc-gold:#c99a3a;--calc-text:#2d302b;--calc-muted:#6f675f}
.calculator-shell{max-width:760px;margin:0 auto;background:#fffaf4;border:1px solid #d9c7aa;border-top:3px solid var(--calc-gold);padding:1.25rem;color:var(--calc-text)}
.calculator-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem}.calculator-field{display:flex;flex-direction:column;gap:.3rem;min-width:0}.calculator-field.full{grid-column:1/-1}.calculator-field label{color:var(--calc-green-dark);font:700 .72rem Arial,sans-serif;text-transform:uppercase}.calculator-field input,.calculator-field select{width:100%;min-height:46px;border:1.5px solid #c8b99f;background:white;color:var(--calc-text);padding:.6rem .7rem;font:1rem Georgia,serif}.calculator-assumptions{margin:.9rem 0;padding:.7rem .8rem;border-left:3px solid var(--calc-gold);background:var(--calc-cream);color:var(--calc-muted);font-size:.95rem}.calculator-actions{display:flex;flex-wrap:wrap;gap:.55rem;margin:1rem 0}.calculator-actions button{min-height:44px;border:1px solid var(--calc-green);background:var(--calc-green);color:white;padding:.65rem .9rem;font:700 .72rem Arial,sans-serif;text-transform:uppercase;cursor:pointer}.calculator-actions button.secondary{background:white;color:var(--calc-green)}.calculator-actions button:disabled{opacity:.5;cursor:not-allowed}.calculator-feedback{min-height:1.5em;color:var(--calc-green-dark);font-weight:600}.calculator-result:empty{display:none}.calculator-result{border-top:1px solid #d9c7aa;padding-top:1rem}.calculator-result-head{display:flex;justify-content:space-between;gap:1rem;align-items:start;margin-bottom:.7rem}.calculator-result-head h3{margin:0;font-size:1.25rem}.calculator-result-head>strong{color:var(--calc-green);font-size:1.3rem;white-space:nowrap}.binding-kicker{display:block;font:700 .68rem Arial,sans-serif;text-transform:uppercase;color:var(--calc-muted)}.binding-result-row{display:flex;justify-content:space-between;gap:1rem;padding:.42rem 0;border-bottom:1px solid #e4d8c5}.binding-result-row strong{text-align:right}.binding-warning{margin:.8rem 0;border:2px solid #8b2035;padding:.7rem;color:#6d1427;background:#fff8f7}.binding-method-details{margin-top:.8rem}.binding-method-details summary{cursor:pointer;font-weight:700;color:var(--calc-green)}.binding-method-details ol{padding-left:1.3rem}.bias-more-explanation{margin-top:.65rem;padding:.65rem;background:#fff;border:1px solid #dbcdb8}.bias-more-explanation summary{cursor:pointer;font-weight:700}
.calculator-modal[hidden]{display:none}.calculator-modal{position:fixed;inset:0;z-index:3000;background:rgba(20,25,22,.72);display:grid;place-items:center;padding:1rem}.calculator-dialog{width:min(920px,100%);max-height:calc(100dvh - 2rem);overflow:auto;background:var(--calc-cream);border-top:4px solid var(--calc-gold);box-shadow:0 18px 70px rgba(0,0,0,.35)}.calculator-dialog-head{position:sticky;top:0;z-index:2;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 1rem;background:var(--calc-green-dark);color:white}.calculator-dialog-head h2{margin:0;font-size:1.35rem}.calculator-close{width:44px;height:44px;border:1px solid rgba(255,255,255,.7);background:transparent;color:white;font-size:1.6rem;cursor:pointer}.calculator-tabs{display:flex;gap:0;border-bottom:1px solid #cdbd9e;background:white}.calculator-tab{flex:1;min-height:48px;border:0;border-bottom:3px solid transparent;background:white;color:var(--calc-green-dark);font-weight:700;cursor:pointer}.calculator-tab[aria-selected="true"]{border-bottom-color:var(--calc-gold);background:#fffaf4}.calculator-panel{padding:1rem}.calculator-panel[hidden]{display:none}.calculator-full-link{display:inline-block;margin:.75rem 0;color:var(--calc-green-dark);font-weight:700}.calculator-modal-open{overflow:hidden}
.calculator-page{max-width:1060px;margin:0 auto;padding:2rem 1rem 4rem}.calculator-page header{margin-bottom:1.5rem}.calculator-page h1{font-size:clamp(2rem,6vw,3.6rem);line-height:1.05}.calculator-page .lede{max-width:760px;font-size:1.12rem}.calculator-page-nav{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.2rem 0}.calculator-page-nav a{color:var(--calc-green-dark);font-weight:700}.calculator-content{display:grid;grid-template-columns:minmax(0,1fr) minmax(250px,.42fr);gap:2rem;align-items:start}.calculator-copy{background:white;border-left:3px solid var(--calc-gold);padding:1rem}.calculator-copy h2{font-size:1.35rem;margin-top:1rem}.calculator-copy ul,.calculator-copy ol{padding-left:1.3rem}.calculator-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem}.calculator-card{display:block;border:1px solid #d9c7aa;border-top:3px solid var(--calc-gold);padding:1.2rem;background:white;color:var(--calc-text);text-decoration:none}.calculator-card h2{color:var(--calc-green-dark);font-size:1.45rem}.calculator-contact{margin-top:2rem;border-top:1px solid #d9c7aa;padding-top:1rem}.noscript-note{border:1px solid #a57a20;background:#fff8dc;padding:.8rem;margin:.8rem 0}
@media(max-width:700px){.calculator-grid,.calculator-content,.calculator-card-grid{grid-template-columns:1fr}.calculator-field.full{grid-column:auto}.calculator-actions button{flex:1 1 100%}.calculator-result-head,.binding-result-row{align-items:flex-start}.calculator-modal{padding:0}.calculator-dialog{max-height:100dvh;min-height:100dvh}.calculator-panel{padding:.75rem}.calculator-shell{padding:.9rem}.calculator-tabs{position:sticky;top:62px;z-index:1}}
@media print{.calculator-actions,.calculator-feedback,.calculator-page-nav,.calculator-full-link,.calculator-dialog-head,.calculator-tabs,nav,footer{display:none!important}.calculator-modal{position:static;background:white;padding:0}.calculator-dialog{box-shadow:none;max-height:none;overflow:visible}.calculator-panel[hidden]{display:none!important}.calculator-page{padding:0}.calculator-content{display:block}.calculator-copy{display:none}}